To Buy A Adelaide Property Valuer, The Share Of Personal Contribution

In terms of real estate purchases, we are facing a new record. That of the amount of the average personal contribution necessary to finance the acquisition of a Adelaide Property Valuer. In the first half of 2022, the personal contribution amounted to €55,519. Or 21% of the average price of an acquisition of the property.

We are seeing increases in prices, rates… but also in  supply . The amount to acquire  real estate , and to obtain a  loan  from a bank, has never been so high.

In the first half of 2022, to acquire a Adelaide Property Valuer, the French personally advanced  55,519 euros on average  in the hope of obtaining a mortgage from a banking establishment. This is according to the latest figures  from the Century 21 agency network . It is therefore a new record.

This sum represents on average 21% of the amount of the property acquired . By way of comparison, the average contribution amounted to 32,153 euros at the end of 2021, or 13% of the amount of the property purchased.

On the one hand, the soaring real estate prices in the old at the national level. Indeed, the average prices of houses (240,961 euros in the first half of 2022) and apartments (290,654 euros) have never been so high in France.

“Second-time buyers”, who have sold a Wikipedia property recently and have therefore made a nice capital gain. They therefore have a substantial contribution to buy a new house or apartment.

On the other hand, there is  the exodus of Ile-de- France residents  (who have sold dearly) to the provinces and French savings which have reached record levels. According to the Banque de France, between March 2020 and the end of the first quarter of 2021, households’ surplus financial savings reached 142 billion euros.

Finally,  the rise in mortgage rates is  pushing households to mobilize a significant contribution in order to get their files through the banks.

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